Built For In-House Financing
AI Payment Collector
Our AI sends friendly reminders before payments are due—via text, email, or voice. No more awkward collection calls. Customers pay on time because they don't 'forget.'
Customer Self-Service Portal
Give each customer their own login. They see their balance, payment history, and due date. They can upload proof of insurance or pay directly. You stop fielding 'how much do I owe?' calls.
Portfolio Dashboard
See your entire BHPH book at a glance. Who's current. Who's 7 days late. Who's 30+. Real-time delinquency rates. Know exactly where your cash flow stands—every morning.
From Chaos to Cash Flow in 3 Steps
Simple, powerful, and designed for speed
Customer Gets Portal Access
When you close a BHPH deal, the customer automatically gets a secure login to their payment portal. They see their schedule, balance, and can make payments anytime.
From Chaos to Cash Flow in 3 Steps
Simple, powerful, and designed for speed
Customer Gets Portal Access
When you close a BHPH deal, the customer automatically gets a secure login to their payment portal. They see their schedule, balance, and can make payments anytime.
AI Sends Smart Reminders
3 days before payment is due: friendly text. Day of: reminder. 1 day late: nudge. It's automatic, professional, and persistent—without you picking up the phone.
You See Everything in Real-Time
Your dashboard shows every account—green for current, yellow for at-risk, red for delinquent. Click any customer to see their full history. Export reports for your accountant.
What Changes For Your Lot
Real results that drive your dealership forward
When customers get automatic reminders, they pay. When they can pay online at 11pm, they do. Our BHPH dealers report 15-25% improvement in on-time payments within the first 90 days. That's the difference between making your floor plan payment comfortably—or scrambling.
Every repo costs you $500-1500 and a customer. Most repos happen because communication broke down—not because the customer couldn't pay. AI reminders catch problems early. The customer portal makes paying easy. You work with people before it's too late. Result: fewer repos, more completed contracts.
Trusted by Dealers Nationwide
Terrence Whitfield
Owner, Eastside Motors (BHPH lot, 35 notes)
I used to spend 2 hours every morning calling customers who were late. They wouldn't answer. They'd see my number and ignore it. Now the AI texts them and they just... pay. My collection rate went from 78% to 91% in three months. I got my mornings back.
Common Questions
Everything you need to know about BHPH management
Still have questions? Visit our support center or book a free demo