Do I need a DealerTrack account?

Yes. DealerTrack subscription is separate from Dealer Essential. We integrate with your existing account to streamline submission and pull decisions back into your dashboard.

How does this help with compliance?

Dealer Essential automatically triggers OFAC checks, generates Adverse Action notices when required, captures digital signatures with timestamps, and stores everything in a searchable digital deal jacket. When auditors come, you pull up the deal in seconds.

What's the difference between DealerTrack and RouteOne?

Both are lender networks with similar functionality. Some lenders are exclusive to one or the other. Many dealers have both. We integrate with both so you can use whichever fits the deal.

Can I see which lenders approved before I print contracts?

Yes. All approvals, terms, and conditions come back into Dealer Essential. Compare offers side by side. Pick the best rate for your customer. Then print contracts.

If you have DealerTrack already, setup is about 15-20 minutes. We help you connect during onboarding. Most dealers submit their first deal through the integration the same day.

Does this replace DealerTrack Accelerate?

No. We integrate with DealerTrack as a submission channel. If you use other DealerTrack products like Accelerate, those continue to work. We just make it faster to get deals into the system.

Lender Network

•20,000+ dealers use DealerTrack nationwide

DealerTrack Integration for Independent Dealers

Integrate DealerTrack directly with your dealer management system. Submit credit applications, track decisions, and manage compliance—all from one platform. Dealer Essential connects to DealerTrack's network of lenders so independent dealers get franchise-level F&I capabilities.

Seconds

to submit

Real-time

decisions

Secure

PCI compliant

DealerTrack integration with Dealer Essential

10k+

Apps Submitted

<2 min

Avg Decision Time

92%

Approval Rate

500+

Dealers Connected

From Credit App to Funded in Minutes

See how seamless financing becomes with DealerTrack

Step 1: Start Credit App

30 sec

Step 1

Start Credit App

Pull up customer info from your CRM or enter new details. Everything auto-populates.

1 click

Step 2

Submit to DealerTrack

One click sends the application securely. No separate portal, no re-entering data.

< 60 sec

Step 3

Get Decision

Real-time response appears in your dashboard. Conditional? See exactly what's needed.

Same day

Step 4

Close the Deal

Funding docs auto-generate. Customer signs, deal funds. That's it.

Swipe to explore steps →

Why DealerTrack + Dealer Essential

Streamline your financing workflow and fund deals faster

Access thousands of DealerTrack lenders

Automatic OFAC and Red Flags checks

Digital deal jackets for every transaction

Compliance-ready for state audits

Works with your existing DealerTrack subscription

Enterprise-Grade Security

Your customer data is protected by the same standards banks use

Bank-Level Security

256-bit encryption for all data

PCI Compliant

Level 1 PCI DSS certified

SOC 2 Type II

Audited security controls

FCRA Compliant

Consumer credit protection

What Dealers Say

Jennifer Huang

Desert Sun Auto Group, Phoenix AZ

“We got audited last year. The auditor spent 20 minutes, not 2 days. Everything was digital, organized, compliant. He actually said he wished more dealers used systems like this. Worth it just for the peace of mind.”

Audit time: 20 min

Results

55 cars/month

Monthly Volume